Category Archives: Sophomore Year

Budgeting for College

I have many great qualities, and then I have some iffy ones… (name that movie!) but I think no one will ever say that I’m great at handing my money. I had a job for 6 months in my senior year of high school, and aside for some clothes and shoes, I really didn’t do anything responsible with my money, like start to save it.

However, I recently got a job at a Best Buy near my school, and if everything goes well I should begin making money on Sunday! I also recently began separating myself from my joint bank account I hold with my father. It was time I start making my own money and saving it responsibly! I opened a student account at PNC Bank with virtual wallet – highly recommend!

Yesterday I made two giant steps in the right direction. I created a budget spreadsheet and a list of things I want, both using Google Drive. For the moment, these aren’t for any other purpose than just tracking what I tend to spend money on. Once I have that info, I’ll be able to decide what I need to spend less on.


 

In my To Buy spreadsheet, I list major purchases (I consider them major if they aren’t coffee or gum) in two categories: things I will buy with my own money, and things my dad will buy for me. I am *super lucky* that my dad will still help me out with things that I need for school.

Screen Shot 2014-09-08 at 6.40.05 PM

As you can see, the only two items I have listed for my dad to get for me right now are a laptop case and some nail stuff I needed to make my nails presentable before I start work. Items on the left are color coded based on urgency – green for immediate and yellow for priority. First and foremost, my money has to going to paying my dad back for a camera he bought me. However, other things have prior time constraints, like my brother’s birthday which is in 3 weeks. I’m going to have to buy his present before I send the money to my dad, but I want to keep my priorities straight. I will cross out items I purchase.

Next, I have the actual spending tracker. I’m going to make a new sheet each month so I can track the totals.

September 2014

September 2014

I have this spreadsheet separated into individual days… I will write the total amount I spend via my shared account or personal, and if I put money into savings, and every time I get paid or receive some sort of gift money.


Hopefully this helps if you have any questions on how to create a budget! Both of these documents only took me a matter of minutes to construct, so it should be pretty easy for you to do the same!

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Settling In

As I am writing this, my roommate is listening to Nicki Minaj on her bed from her laptop. We’re both wrapped up in blankets with the AC blasting. Her candle warmer is spreading the scent of chai around our little plaster room, and the string of light bulbs I stretched around the room are shining brightly and warmly.

I am watching a documentary about modeling in Russia on Netflix and listening to my playlist for autumn desperately hoping for the temperatures to drop.

This summer when I was in Ireland, I met a 21 year old guy named Eric and his brothers Robert and Romke. Eric and one of my friends ended up falling for each other and starting a relationship! This Friday I am going with her to pick him up from the airport so he can begin his first trip to America!!!

We switched around the layout of the room, pics will come soon!

Fall 2014 Semester!

All moved in! Mostly unpacked…. minus my suitcase…

it's only a little full!

it’s only a little full!

Today was the first day of classes, and I only had one, 18th Century British Literature from noon to 1 PM, so now I have a ton of time to relax. I had some errands to run, which I did right after class, and got accepted to work as a tutor for the Fall semester! I’m super excited to help out people who were in the same boat as me last year.

Anyway, enjoy some pictures of my half of my dorm room! I won’t be posting pictures of my whole room setup until I ask my roommate¬†if it’s okay.

view from my doorway

view from my doorway